Tuesday, August 04, 2015

Arby's: Free coupon for small shake or turnover (with min $1 donation)

Arby's is hosting a restaurant fundraiser to help provide meals to kids, partnering with No Kid Hungry.  If you make a minimum $1 donation, not only will you get to sign a donation pin up sign which will be hung on the restaurant wall, but you'll also receive a free coupon for a turnover or small shake at your next visit.  This fundraiser/promo runs through September 13, 2015. 

According to the press release, a $1 donation can provide up to 10 meals to a hungry kid. So if you can, donate that dollar to a worthy cause and save that coupon for your next visit. 

Monday, August 03, 2015

Gluten Free Cheerios spotted at Walmart

Note: Says Gluten Free in bottom right corner of box
I found Gluten Free Cheerios at my local Walmart for $3.52 in the 18 oz.   The other sizes were not gluten free, so if you're looking for this cereal in gluten free, be sure to carefully read each box as it may be a while until all of the product on the shelves is converted over to gluten free.  So nice to not have to pay a lot for gluten free cereal choices.... and to be able to use coupons.  Not a lot of gluten free products have coupons. Speaking of coupons....

Save on Cheerios and other Big G cereals

7 inch RCA tablet for $44.99 (includes case) at Walmart (reg. $89.99)

Walmart.com is running a cyber Monday type of sale today for back-to-school.  If you're looking for an affordable tablet, you might be interested in the 7" RCA tablet they have that's on sale for $44.99.  You can choose ship to store and not pay shipping.

Tax free weekend 2015: Virginia (August 7-9)

Virginia's tax free weekend is this upcoming weekend, Friday, August 7 through Sunday, August 9, 2015.  Not sure exactly what's covered?  Review this pdf from the Department of Revenue before you head out to the stores.

Have a baby shower coming up?  Baby receiving blankets, bibs, rubber pants, and clothing are included in their exempt list, as are diapers (including adult diapers, if you know someone who needs to stock up).

Are you a bride or know one?  Bridal gowns and veils that are purchased and not rented are also eligible items.  So go ahead and say yes to that dress!

Neighboring states' tax free weeks/weekends....

Maryland:  Maryland's tax free week overlaps by one day.  It is August 9 through 15.  See this link for more information.

Tennessee:  Tennessee's tax free weekend 2015 is August 7 through 9, same as Virginia's.  Need a computer?  They will let you buy it tax free (up to $1,500).  See this link for more information. 

North Carolina:  Sorry, folks.  NC no longer has tax free weekends.

Sunday, August 02, 2015

CVS accused of overcharging customers with insurance... should you be asking if cash is cheaper?

This week in the news I heard about a suit against CVS for overcharging customers who had insurance.  From the gist of the article I read, customers with insurance overpaid based on copay, even while customers who paid cash got the same medication far cheaper.

There is a trend among health providers to do e-scripts only.  This means the pharmacist doesn't have to decipher the handwriting of your medical professional and should (hopefully!) decrease the chance of an error.  Once you tell them your preferred pharmacy, that's where all of your prescriptions will go from then on into the future.

Pharmacists support this because it makes their life easier, plus many believe it helps them provide better care to have prescriptions filled in one store.  That way, they would be more likely to catch drug interactions because you might have forgotten to tell your doctor about an rx you got from a different doctor you are treating with.

However, this also means if they automatically send your scripts to a particular pharmacy, you may not be getting the best price.  It is easier to shop around for prices when you have a piece of paper in your hand that can be filled at your convenience after you've checked prices. (There's an app for that).  I'm not sure your provider will want to sit there while you whip out your smart phone to check prices.

So what can you do?  

I suppose you could select another pharmacy.  But I will tell you this.  They may be doing the same thing.  I have gotten antibiotics at a pharmacy before and once it was just a few bucks (they charged me the cash price) and once it was the minimum copay my insurance charged ($10).  This pharmacy was not a CVS.  I am not going to name it, other than to say it was one of the well-known chains.

Really, once you get up to the window, you may feel awkward asking about price. I do! There's a line of people behind you, some looking sicker than others.  Heck, you probably aren't feeling all that great either or are in a hurry. 

But maybe you should be calling the pharmacy before you pick it up and ask what their cash price is.   If you have prescriptions filled regularly now, you might want to check cash prices before your next refill.  Make sure your medicine is not on a $4 Walmart list or otherwise cheaper at a grocery store pharmacy.

CNN Money's article included input from CVS's spokesman who said that it is your insurance provider who determines your copay.  Yes, they do.  However, you are not required to use your insurance to fill prescriptions just because you have it.  An honest company who puts customers' health first (hence ditching selling cigarettes in their stores) should know that wasted health care dollars are not good for one's health overall.  If cash prices are lower, they should NOT run it through your insurance so that they can collect more money from filling your prescription.  They should compare the prices and give you the lowest price available. Just my humble opinion as someone who has one pharmacy in her county... and guess which one it is?

Helpful links

Walmart's $4 list
Publix free medication list
Target $4 medications

7-Eleven/Redbox promo: Purchase 32 oz Big Gulp, get code for free Redbox movie rental

Thirsty?  Stop by a 7-Eleven and buy a Big Gulp.  On the side of the 32 oz cup should be a code to rent a Redbox movie for free.  This promotion runs through the end of August, according to the press release.

Free feminine hygiene samples list

Here are a few free feminine hygiene samples that you can request.

U by Kotex (limit 2 sample requests per household.)  As of this writing, there was a pad sample, tampon sample, and liner sample available.

Equate maxi pad sample.  This is a Walmart brand item.  Also, sign up for their program for special offers and coupons.

Poise liner and pad samples

Tena samples.  There are four kits to choose from.

No samples, but print coupons to save:

Playtex  tampons

Stayfree pads

My Coke Rewards vending machine map

Quite a while ago, I wrote about the coming availability of My Coke Rewards vending machines.  I just checked and there is a way to see if you have any of these special vending machines near you.  Rural folks might be put out as when I checked my area, I came up with zilch.  When I checked my sister's zip in a larger city, there were a few places. I also found one at the hospital ER.  Very helpful if you don't have any cash on you!

The My Coke  Rewards vending map would be a great thing to check before you head out for vacation as sodas tend to be pricier at popular destinations.  Also, remember your college kid might appreciate a pop using rewards points too so check for locations near colleges.

Thursday, July 30, 2015

Try Spidertech for free via rebate offer (Walmart)

Got bad knees, joint pain, or back pain?  I saw this offer on TV and thought I'd share that you can try Spidertech for free via a mail in rebate.  You will need to enter your name, email, and reason why you are interested in a free trial via rebate.  They send you an email and you confirm your registration.  Then purchase at a participating retailer (Walmart is one) and submit your rebate form, which is provided in the page that loads after you confirm your registration.  The offer ends at the end of August, so be sure to get it before then.

Thursday, July 23, 2015

Target $5 gift card with purchase of 2 digital gift cards for dinner/movie (ends 7/25)

Target has a promotion that is ending on 7/25 that offers a $5 Target gift card with the purchase of two digital gift cards for a dinner/movie.  Qualifying e-gift cards (must order and receive online) include:

$25 and $50 Fandango
$25  Regal Cinemas
$25 and $50 AMC Theatres
$25 Darden restaurants (Olive Garden, Longhorn, Bahama Breeze, Seasons 52, Red Lobster)
$25 Brinker restaurants (Chili's, Macaroni Grill, On the Border, Maggiano's)

Here's a snip of the offer details from Target.com:

So if you are planning a dinner and/or movie out this weekend, be sure to take advantage of this offer before it expires.